Physical Silver vs. The Bank: The “Break-Even” Reality

Many people buy physical silver as a hedge against uncertainty, but few stop to calculate the “math of the spread.”

Physical Silver vs. The Bank

When you buy a 1 oz generic silver round today, you aren’t just buying metal; you are paying for the manufacturing, shipping, and the dealer’s profit. Let’s look at the numbers for February 13, 2026 (more…)